Becoming a homeowner is a significant goal for many, but the path to homeownership can be more complex for self-employed individuals. The unpredictable nature of self-employment income and the need for extensive documentation can make the mortgage applica
Oct 08, 2024 | Purchasing a Home
Becoming a homeowner is a key part of the American dream, especially for those who have served our country. The VA Loan stands as a valuable benefit for veterans and active service members in their pursuit of homeownership. But a common question often ari
Oct 01, 2024 | VA Loans
Becoming a homeowner for the first time is an exciting yet complex process, filled with many decisions. One of the most important choices you’ll make is understanding mortgage interest rates, as they will affect your financial future for years to co
Sep 24, 2024 | Purchasing a Home
On Wednesday, September 18, 2024, the Federal Reserve took a significant step, lowering its target interest rate for the first time since the COVID-19 pandemic. The Fed's 50 basis point cut, from a 23-year high, sparked anticipation in financial markets.
Sep 19, 2024 | Refinancing a Home
Refinancing your home can be a powerful financial move when done for the right reasons. Whether you’re looking to reduce your monthly payments, tap into your home equity, or shorten your loan term, refinancing offers homeowners a variety of advantag
Sep 17, 2024 | Refinancing a Home
FMERR stands for Freddie Mac Enhanced Relief Refinance. It's a refinancing program that was designed to help homeowners who have little or no equity in their homes refinance into a better mortgage. Specifically, it’s targeted at borrowers
Sep 10, 2024 | Refinancing a Home